4th July, 2024

Unlocking Exclusive Mortgage Benefits for Doctors, Lawyers, Accountants & Emerging Wealth / High-Net-Worth Professionals

Finance Tips

At AXTON Finance, we specialise in crafting tailored mortgage broking solutions for high-net-worth and emerging wealth professionals, including doctors, surgeons, medical specialists, lawyers, judges, accountants (both CA and CPA accountants) and certain industry specialists.

Besides having over 300 five-star Google reviews you can consider us like your private bankers who know a lot more about lending than just one bank. You will have direct access to your experienced mortgage broker, who will usually have at least 10+ years of industry experience to manage your ongoing client relationship – we aim for this not to be a once-off transaction with you (you will not find any inexperienced rookies at AXTON Finance)

Why do professionals choose AXTON Finance?

  1. LMI Waivers for $500K up to $10m+ mortgages

    Lenders’ Mortgage Insurance (LMI) can represent a significant expense or an outright blocker when purchasing a new home or investment property. However, certain professionals—broadly speaking, doctors, lawyers, accountants, and even individuals buying luxury homes in bluechip-defined postcodes—can qualify for LMI waivers on loans up to 90-95% of a property’s value without the additional eye-watering LMI costs. This can result in substantial savings exceeding tens of thousands of dollars, particularly for properties valued in the multi-million-dollar range.

    Who can access Lenders’ Mortgage Insurance Waivers?

    • Doctors, surgeons and selected medical professionals* (must be registered Australian Health Practitioner Regulation Agency (AHPRA))
    • Accounting Tax and finance professional^
    • Lawyers, Solicitors, Barristers, Judges, and other Judicial and legal professionals
    • Engineering/IT professionals
    • Veterinarians
    • Buyers of luxury high-end properties in limited bluechip metropolitan suburbs
  2. Tailored Solutions That Understand Your Needs

    Our licensed mortgage brokers at AXTON Finance are adept at more than just securing loans. They understand the intricacies of your profession and are equipped to offer tailored advice that aligns with your long-term property aspirations. Whether it’s negotiating better terms or exploring unique lending avenues, we ensure your mortgage supports your broader financial landscape.

  3. Stability and Expertise

    Unlike transient bank staff and call centre ‘brokers,’ our professional brokers have a deep-rooted understanding of the mortgage industry’s ever-changing lending policies, rules, and products. Our team’s extensive experience ensures that your mortgage lending decisions are grounded in expert knowledge and lived experience.

  4. Seamless and Efficient Processes

    We streamline the mortgage process to leverage digital efficiencies, but we maximise the personal touch (no offshore call centres here at AXTON), making it as efficient and hassle-free as possible. From initial consultation to final approval and beyond settlement, our team works diligently to ensure a smooth approval process, allowing you to focus more on your professional and personal life without worrying about the status of your mortgage approval. Because we live and breathe mortgage approvals we get you to ‘approved’ sooner.

The AXTON Advantage

Investing in a service that offers more than just basic loan facilitation is crucial. At AXTON Finance, you’ll benefit from:

  • Expert Insights: Access to experienced mortgage brokers who specialise in specialist income and high-net-worth lending.
  • Exclusive Offers: Opportunities to save on LMI and gain access to competitive interest rates not available to the general public.
  • Long-Term Support: Ongoing advice and support as your lending needs evolve over time.

Choosing AXTON means you have chosen a team that prioritises your lending needs. We don’t just pitch a product; we build client relationships that last. Let us help you navigate your mortgage options to find the best possible solution that complements your affluent lifestyle and high standards.

Call us today for an obligation-free discussion. If you have to leave a message, we will get back to you within five minutes.

*Full list of approved medico specialists are (but not completely limited to) Anaesthetist, Cardiothoracic Surgeon, Clinical Pharmacologist, Cosmetic Surgeon, Dentist, Dermatologist, Ear and Throat Surgeon, Emergency Surgeon, Endocrinologist, Gastrointestinal Surgeon, Gastroenterologist, General Practitioner (also known as a GP or Medical Practitioner), Gynaecologist, Haematologist, Hepatologist, Immunologist, Nephrologist, Neurosurgeon, Neurologist, Obstetrician, Oncologist, Ophthalmologist, Optometrist, Oral and Maxillofacial Surgeon, Orthopaedic Consultant, Orthodontist, Otolaryngologist, Paediatric Surgeon (Neonatal and Perinatal), Pathologist, Physiotherapist, Plastic Surgeon, Podiatrist, Psychiatrist, Radiologist (Note: this usually does not include Radiographers – call us to confirm), Reconstructive Surgeon, Respiratory or Thoracic Surgeon, Urologist, Vascular Surgeon.

^Accountant, Actuary, Auditor, Chief Financial Officer CFO, Director, Finance Director, Finance Manager, Financial Controller, Partner. Minor variations to these titles, such as ‘Tax Accountant’ or ‘Internal Auditor’, are also acceptable. Most lenders usually require CA (Chartered Accountant) or CPA (Certified Public Accountant) registration.

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