Mortgage Broker in Brisbane

Expert Mortgage Broker Services in Brisbane CBD - Access Competitive Home Loan Rates & Professional Finance Solutions

Rated 5 from 479 Reviews

Professional Mortgage Broker in Brisbane, QLD 4000

When searching for the best Mortgage Broker in Brisbane, QLD 4000, AXTON Finance stands out as your trusted partner for all home loan needs. Our experienced Finance & Mortgage Brokers specialise in helping Brisbane residents access some of the best interest rates available from leading lenders across Australia. Whether you're a first home buyer, upgrader, down-sizer, or investor, our comprehensive mortgage broking services ensure you receive personalised solutions tailored to your unique financial situation and borrowing capacity.

As a premier Finance & Mortgage Broker operating in Brisbane, QLD 4000, AXTON Finance provides access to an extensive network of banks and lenders across Australia, giving you loan options that you might not find elsewhere. Our team understands the local property market dynamics and can guide you through various loan structures, including variable interest rate loans, fixed interest rate loans, interest only loans, and principal and interest loans. We also assist with complex scenarios involving lenders mortgage insurance (LMI), equity or cash deposits, and using a guarantor to strengthen your loan application and potentially secure better interest rate discounts.

The loan application process can be overwhelming, but our Mortgage Broker services in Brisbane, QLD 4000 feature a streamlined application process designed to make applying for a loan as straightforward as possible. AXTON Finance helps assess your Debt-to-Income Ratio, evaluate your home equity position, and determine the optimal loan amount based on your loan to value ratio (LVR). We also provide valuable assistance in getting pre-approved, ensuring you have a clear understanding of your borrowing capacity before you start your property search, which is particularly beneficial in Brisbane's competitive property market.

Whether you're buying a home, purchasing an investment property, or refinancing a loan, our Finance & Mortgage Brokers in Brisbane, QLD 4000 offer comprehensive support throughout the entire application process. AXTON Finance specialises in home loans, investment loans, and refinancing solutions, helping clients potentially access better interest rates and loan terms. We also help you access Government Grants and Incentives where applicable, and can provide guidance on stamp duty considerations and other costs associated with property transactions in Queensland.

Choosing AXTON Finance as your Mortgage Broker in Brisbane, QLD 4000 means partnering with professionals who prioritise your financial wellbeing and long-term success. Our services extend beyond just securing your initial loan - we offer ongoing support including home loan health checks to ensure your mortgage remains competitive over time. With our deep understanding of the lending landscape and commitment to finding the most suitable loan options for each client's circumstances, we ensure you receive expert guidance every step of the way, from initial consultation through to loan settlement and beyond.

How much can you borrow to buy?

AXTON Finance - Best Mortgage Broker in Brisbane

Common Questions About Mortgage Broker Services in Brisbane, QLD 4000

How does a Mortgage Broker in Brisbane, QLD 4000 help me get better interest rates?

As an experienced Finance & Mortgage Broker, AXTON Finance has relationships with multiple lenders across Australia, allowing us to compare loan options and access some of the best interest rates available. We can negotiate on your behalf and help you access interest rate discounts that might not be available when applying directly with a single lender. Our team understands the local property market and can present your application in the most favourable light to potential lenders. To discover what interest rates you might qualify for, we recommend booking a Free Consultation with our Brisbane-based team.

What types of loans can a Mortgage Broker in Brisbane, QLD 4000 arrange?

AXTON Finance, as a leading Finance & Mortgage Broker, can arrange various loan types including home loans for first home buyers, investment loans for property investors, and refinancing solutions for existing borrowers. We offer access to both variable interest rate loans and fixed interest rate loans, as well as interest only loans and principal and interest loans. Our services also extend to complex scenarios involving lenders mortgage insurance (LMI), guarantor arrangements, and specialised loan products. The specific loan options available depend on your individual financial situation and borrowing capacity, which we can assess during a Free Consultation.

How long does the loan application process take with a Mortgage Broker in Brisbane, QLD 4000?

The application process timeline can vary depending on your specific circumstances, the complexity of your loan application, and the chosen lender's processing times. AXTON Finance uses a streamlined application process designed to make applying for a loan as efficient as possible. Generally, getting pre-approved can take anywhere from a few days to a couple of weeks, while full loan approval may take several weeks. Our Finance & Mortgage Brokers work diligently to expedite your application while ensuring all documentation is complete and accurate. For a more specific timeline based on your situation, please book a Free Consultation with our Brisbane team.

Can a Mortgage Broker in Brisbane, QLD 4000 help with investment property loans?

Absolutely. AXTON Finance specialises in investment loans and understands the unique requirements for buying an investment property. Our Finance & Mortgage Brokers can help assess your borrowing capacity for investment purposes, explain loan to value ratio (LVR) requirements, and guide you through tax implications and rental yield considerations. We can also assist with using home equity from your existing property to fund your investment purchase and help you access competitive interest rates for investment loans. The specific loan amount and terms available will depend on your financial situation and the local property market conditions, which we can discuss during a Free Consultation.

What Government Grants and Incentives can a Mortgage Broker in Brisbane, QLD 4000 help me access?

As experienced Finance & Mortgage Brokers, AXTON Finance stays up-to-date with available Government Grants and Incentives for property purchases in Queensland and nationally. These may include first home buyer grants, stamp duty concessions, and various state and federal assistance programs. The specific grants and incentives you may be eligible for depend on factors such as whether you're a first home buyer, the property value, your income level, and other criteria. Our team can assess your eligibility and guide you through the application process for relevant programs. To understand what grants and incentives you might qualify for, we encourage you to book a Free Consultation with our knowledgeable Brisbane team.

How much does it cost to use a Mortgage Broker in Brisbane, QLD 4000?

Many borrowers are pleased to learn that AXTON Finance typically receives commission from the lender when your loan settles, meaning there are often no upfront costs to you for our standard mortgage broking services. This commission structure allows us to provide comprehensive assistance with your loan application, access to multiple lenders, and ongoing support without direct charges to you as the borrower. However, fee structures can vary depending on your specific circumstances and loan type. We believe in complete transparency regarding any potential costs, and we'll clearly explain our fee structure during your initial consultation. To understand the costs specific to your situation, please book a Free Consultation with our Brisbane team.

Get help from our Mortgage Brokers

We are passionate about delivering reliable client outcome and not just a cookie-cutter service. With over 100 years of combined industry experience, you can trust the team at AXTON Finance.

Joyce Cheng - Best Mortgage Broker in Brisbane

After a distinguished career in private banking at Macquarie Bank, Joyce recognised the value she could provide to clients in a smaller business setting, serving a diverse range of individuals from emerging wealth and high net wealth backgrounds.

Joyce Cheng

Senior Mortgage Broker

Nicole Campbell - Best Mortgage Broker in Brisbane

With over 20 years of experience working in senior mortgage broking roles, Nicole's experience means she has expert knowledge in lending. Whether it be complex lending structures or first home buyers, Nicole's focus is always reliable client outcomes.

Nicole Campbell

Partner Mortgage Broker

Luke Rowland - Best Mortgage Broker in Brisbane

Driven by a desire to empower his clients with the knowledge, resources and service to deliver results, Luke has earned a reputation, shown in his stellar career trajectory for his exceptional proficiency across the lending spectrum.

Luke Rowland

Partner Mortgage Broker

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages? Don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing AXTON Finance.

Google Reviews

Rated 5 from 479 Reviews

Thoroughly professional from start to finish. Being new to the Australian house purchasing process, Nicole continually offered detailed guidance and made the whole process seamless. Highly recommend Axton Finance to others.

Mark Kaiser

a day ago

We used AXTON Finance to buy our new home. This involved refinancing 2 properties as well as arranging finance the for the new home. There were a lot of moving parts and AXTON Finance did it all, recommended loan strategies to minimise repayments and secured a better loan deal, 2% below what we were paying. For a non money person, I wouldn't have been able to do it on my own and they saved a ton of time, stress and running aeound in the process. Would recommend AXTON Finance and now they are assisting my mother with a downsizing loan strategy.

Ben Howie

3 days ago

Mortgage Broker ROCKSTAR! As a fist time user of the services of a mortgage broker, I found the guidance and the level of insight afforded by Melanie of the highest of quality and our engagements always exceed my expectations.

Mark Cocks

5 days ago

Very happy with the support Melanie gave us, she went up and above for us, we where a hard one as we had credit card debt, it it was a bit stressful, but Melanie did a wonderful job sorting our finances out.

Vicky Glendinning

This week

We recently purchased an investment property and couldn’t be happier with the support we received from Nicole Campbell at AXTON Finance. From the very beginning, Nicole went above and beyond to make the process smooth, stress-free, and transparent. We're so grateful to have found Nicole! Nicole took the time to understand our goals, explained every step clearly, and was always available to answer our million questions. What really stood out was Nicole's proactive communication and genuine care in ensuring we secured the best loan structure and rate for our circumstances. Throughout the whole process, it was clear that Nicole cared about our goals and protecting our interests. Thanks to Nicole, our finance was approved ahead of schedule, and settlement went through without a hitch. We highly recommend Nicole to anyone looking for a dedicated, knowledgeable, and truly client-focused mortgage broker.

Eda Gul

This week

I can’t recommend Joyce highly enough! From our very first conversation, she made the entire mortgage process simple and stress-free. She took the time to understand my situation, explained every option clearly, and went above and beyond to secure a fantastic rate. Communication was always prompt and professional — nothing was ever too much trouble. If you’re looking for a mortgage broker in Melbourne who genuinely cares about getting the best result for you, Joyce is the one to call.

Fraser Neale

This month

Amazing Mortgage Broker! I was very lucky to have Nicole Campbell on my side. Stayed true to her words and absolutely helpful! No question was ever stupid. Being a FHB I was unaware of certain processes and Nicole being very professional and experienced always assured me every step of the way. I had called a number of other mortgage brokers prior I settled with Nicole and definitely no regrets. Very hold your hand and walk you through the process which is hard to find now-days. Thank you again, Nicole!

Japheth B

This month

Highly recommended . Without sounding cliche, Adam did go above and beyond when refinancing our home loan. There was few bumps along the way, and he had clear communication with us the entire time and always returned calls and emails. I highly recommend Adam to anyone who is looking for a finance broker. Very reliable, thorough and easy to deal with.

Melissa M

This month

AXTON Finance - Best Mortgage Broker in Brisbane

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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