Investment Loan Refinance

Investment Loan Refinance Services - Access Better Rates & Release Equity with AXTON Finance

Rated 5 from 479 Reviews

Investment Loan Refinance Solutions Tailored for Australian Property Investors

Investment property owners across Melbourne and Australia are discovering the significant benefits of Investment Loan Refinance through AXTON Finance, where our refinance specialists help investors access some of the best interest rates available in the market today. As a leading Finance & Mortgage Broker, we understand that your financial situation can change over time, and your current Investment Loan may no longer serve your property investment goals effectively. Our streamlined Investment Loan refinance process ensures you can access Investment Loan options from banks and lenders across Australia, potentially securing a lower interest rate or better loan terms that align with your evolving investment strategy.

The decision to pursue Investment Loan Refinance often arises when investors recognise opportunities to improve their financial position, whether through accessing a lower interest rate, releasing equity in your investment property, or preparing for a fixed rate period ending. AXTON Finance Mortgage Brokers work closely with clients to evaluate their current loan structure against available market options, examining factors such as your Investment Loan amount, current interest rate, and overall investment objectives. Our comprehensive approach includes reviewing your banks statements and financial documentation to ensure we present the strongest possible application to our network of preferred lenders, maximising your chances of securing better Home Loan options that enhance your investment returns.

One of the most compelling reasons investors choose Investment Loan Refinance is the opportunity to release equity to buy the next investment property, effectively using their existing property's growth to expand property portfolio holdings. Through our expertise as experienced Mortgage Brokers, AXTON Finance can help you navigate the complex application process, ensuring you understand the differences between variable interest rate and fixed interest rate options available in the current market. Our refinance specialists take time to explain how different loan structures can impact your investment strategy, from the flexibility to change your loan term to strategies that reduce Home Loan repayments while maintaining your property investment growth trajectory.

The current lending environment presents unique opportunities for savvy investors to improve the yield of your property portfolio through strategic Investment Loan Refinance decisions. AXTON Finance maintains relationships with numerous lenders across Australia, allowing us to check eligibility for special lender policies that may not be readily available to individual borrowers approaching banks directly. Our role as your trusted Finance & Mortgage Broker extends beyond simply securing competitive refinance interest rates; we provide ongoing support throughout the entire process, from initial consultation through to settlement, ensuring your Investment Loan Refinance experience is smooth and stress-free.

Choosing AXTON Finance for your Investment Loan Refinance needs means partnering with professionals who understand the nuances of investment property financing and the importance of maintaining strong cash flow while building long-term wealth. Our commitment to providing exceptional service has established us as one of Melbourne's most trusted Mortgage Brokers, with a track record of helping investors across Australia achieve their property investment goals through strategic refinancing solutions. Whether you're looking to access better rates, release equity for your next purchase, or simply review your current loan structure, our team is ready to provide personalised advice and solutions tailored to your unique financial situation and investment aspirations.

How much could you save by refinancing to a better loan?

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Common Questions About Investment Loan Refinance

When should I consider Investment Loan Refinance for my property portfolio?

Investment Loan Refinance timing depends on various factors including current market interest rates, your loan's fixed rate period ending, or when you want to release equity for further investments. AXTON Finance recommends reviewing your investment loans regularly, particularly when your financial situation changes or market conditions shift significantly. Our Finance & Mortgage Broker team can assess whether refinancing could reduce your repayments, improve cash flow, or help expand property portfolio opportunities. We encourage booking a Free Consultation to discuss your specific circumstances and determine if Investment Loan Refinance aligns with your investment strategy and current market opportunities.

How does Investment Loan Refinance help me access equity for my next property purchase?

Investment Loan Refinance can unlock equity built up in your existing properties, providing funds to release equity to buy the next investment property without requiring significant additional cash deposits. AXTON Finance Mortgage Brokers work with lenders across Australia who offer flexible equity release options, helping you leverage your property portfolio growth effectively. The process involves revaluing your investment property and restructuring your loan to access increased borrowing capacity based on current property values. Our refinance specialists guide you through accessing these funds while maintaining manageable repayment structures. Contact AXTON Finance for a Free Consultation to explore how Investment Loan Refinance could facilitate your next property acquisition.

What interest rate options are available through Investment Loan Refinance?

Investment Loan Refinance provides access to both variable interest rate and fixed interest rate options, with competitive refinance interest rates available through our extensive lender network. AXTON Finance helps investors compare current market rates against their existing Investment Loan amount and terms, often securing access to some of the best interest rates available for investment properties. The choice between fixed and variable rates depends on your risk tolerance, market outlook, and investment strategy objectives. Our Finance & Mortgage Broker expertise ensures you understand the implications of each option for your specific financial situation. Schedule a Free Consultation with AXTON Finance to discuss current refinance interest rates and determine the most suitable rate structure for your investment goals.

How long does the Investment Loan Refinance application process typically take?

The Investment Loan Refinance application process duration varies depending on your financial situation complexity, documentation readiness, and chosen lender requirements. AXTON Finance has developed a streamlined Investment Loan refinance process that typically progresses efficiently when all required documentation, including banks statements and property valuations, are provided promptly. Our experienced Mortgage Brokers work to minimise delays by ensuring applications are complete and professionally presented to lenders from the outset. Most Investment Loan Refinance applications process within 4-6 weeks, though complex situations may require additional time for assessment and approval. Contact AXTON Finance to discuss your refinancing timeline and learn how our proven process can help expedite your Investment Loan Refinance application.

Can Investment Loan Refinance help improve my property portfolio's overall performance?

Investment Loan Refinance offers multiple opportunities to improve the yield of your property portfolio through better loan structuring, reduced interest costs, and enhanced cash flow management. AXTON Finance refinance specialists analyse your current loan arrangements against available market options, identifying opportunities to reduce Home Loan repayments, access better terms, or restructure debt for tax efficiency. Strategic Investment Loan Refinance can also enable portfolio expansion by releasing equity for additional property purchases while maintaining sustainable repayment levels. Our comprehensive approach as your Finance & Mortgage Broker ensures refinancing decisions align with your broader investment strategy and financial objectives. Book a Free Consultation with AXTON Finance to discover how Investment Loan Refinance could enhance your property portfolio's performance and support your long-term wealth building goals.

Get help from our Mortgage Brokers

We are passionate about delivering reliable client outcome and not just a cookie-cutter service. With over 100 years of combined industry experience, you can trust the team at AXTON Finance.

Joyce Cheng - Mortgage Broker at AXTON Finance

After a distinguished career in private banking at Macquarie Bank, Joyce recognised the value she could provide to clients in a smaller business setting, serving a diverse range of individuals from emerging wealth and high net wealth backgrounds.

Joyce Cheng

Senior Mortgage Broker

Nicole Campbell - Mortgage Broker at AXTON Finance

With over 20 years of experience working in senior mortgage broking roles, Nicole's experience means she has expert knowledge in lending. Whether it be complex lending structures or first home buyers, Nicole's focus is always reliable client outcomes.

Nicole Campbell

Partner Mortgage Broker

Luke Rowland - Mortgage Broker at AXTON Finance

Driven by a desire to empower his clients with the knowledge, resources and service to deliver results, Luke has earned a reputation, shown in his stellar career trajectory for his exceptional proficiency across the lending spectrum.

Luke Rowland

Partner Mortgage Broker

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages? Don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing AXTON Finance.

Google Reviews

Rated 5 from 479 Reviews

Thoroughly professional from start to finish. Being new to the Australian house purchasing process, Nicole continually offered detailed guidance and made the whole process seamless. Highly recommend Axton Finance to others.

Mark Kaiser

Today

We used AXTON Finance to buy our new home. This involved refinancing 2 properties as well as arranging finance the for the new home. There were a lot of moving parts and AXTON Finance did it all, recommended loan strategies to minimise repayments and secured a better loan deal, 2% below what we were paying. For a non money person, I wouldn't have been able to do it on my own and they saved a ton of time, stress and running aeound in the process. Would recommend AXTON Finance and now they are assisting my mother with a downsizing loan strategy.

Ben Howie

2 days ago

Mortgage Broker ROCKSTAR! As a fist time user of the services of a mortgage broker, I found the guidance and the level of insight afforded by Melanie of the highest of quality and our engagements always exceed my expectations.

Mark Cocks

4 days ago

Very happy with the support Melanie gave us, she went up and above for us, we where a hard one as we had credit card debt, it it was a bit stressful, but Melanie did a wonderful job sorting our finances out.

Vicky Glendinning

5 days ago

We recently purchased an investment property and couldn’t be happier with the support we received from Nicole Campbell at AXTON Finance. From the very beginning, Nicole went above and beyond to make the process smooth, stress-free, and transparent. We're so grateful to have found Nicole! Nicole took the time to understand our goals, explained every step clearly, and was always available to answer our million questions. What really stood out was Nicole's proactive communication and genuine care in ensuring we secured the best loan structure and rate for our circumstances. Throughout the whole process, it was clear that Nicole cared about our goals and protecting our interests. Thanks to Nicole, our finance was approved ahead of schedule, and settlement went through without a hitch. We highly recommend Nicole to anyone looking for a dedicated, knowledgeable, and truly client-focused mortgage broker.

Eda Gul

5 days ago

I can’t recommend Joyce highly enough! From our very first conversation, she made the entire mortgage process simple and stress-free. She took the time to understand my situation, explained every option clearly, and went above and beyond to secure a fantastic rate. Communication was always prompt and professional — nothing was ever too much trouble. If you’re looking for a mortgage broker in Melbourne who genuinely cares about getting the best result for you, Joyce is the one to call.

Fraser Neale

This month

Amazing Mortgage Broker! I was very lucky to have Nicole Campbell on my side. Stayed true to her words and absolutely helpful! No question was ever stupid. Being a FHB I was unaware of certain processes and Nicole being very professional and experienced always assured me every step of the way. I had called a number of other mortgage brokers prior I settled with Nicole and definitely no regrets. Very hold your hand and walk you through the process which is hard to find now-days. Thank you again, Nicole!

Japheth B

This month

Highly recommended . Without sounding cliche, Adam did go above and beyond when refinancing our home loan. There was few bumps along the way, and he had clear communication with us the entire time and always returned calls and emails. I highly recommend Adam to anyone who is looking for a finance broker. Very reliable, thorough and easy to deal with.

Melissa M

This month

AXTON Finance - Melbourne's Best Mortgage Brokers

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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