Axton Finance is where your goals and our expertise align.

Your mortgage, Your choice, Our experience

Rated 5 from 487 Reviews

Meet the AXTON Finance Team

Your mortgage is a big financial decision so why chance getting adivce from just any old bank or a one man band broker. Our trusted and experienced team has the combined experience of over 100 years in lending and have settled well over $1.5 billion in Australian mortgages. We are big enough to lever outcomes but small enough to treat your scenario as it were one of our own friends or families loan application. With over 300 five star Google and Facebook reviews you can trust the team at AXTON.

Clinton Waters at AXTON Finance

Clinton Waters

Director, Principal Mortgage Broker

Clinton Waters is one of Melbourne’s leading mortgage brokers. He brings a wealth of knowledge and experience to his role as the business founder and principal mortgage broker at AXTON Finance.

Find out more about Clinton
Martin Ryan at AXTON Finance

Martin Ryan

Partner Mortgage Broker

Martin Ryan is one of Melbourne’s leading brokers with over 17 years of experience. He takes pride in offering a bespoke service tailored to your unique needs, delivering thoughtful and personalised solutions.

Find out more about Martin
Adam Piper at AXTON Finance

Adam Piper

Partner Mortgage Broker

Adam Piper is a Partner mortgage broker at Axton Finance who has over 15 years experience in the banking and finance industry across mortgage lending and client service roles.

Find out more about Adam
Nicole Campbell at AXTON Finance

Nicole Campbell

Partner Mortgage Broker

Nicole Campbell is a Partner Mortgage Broker at AXTON Finance with over 20 years of experience. Nicole has expert knowledge in lending and provides mortgage advice tailored to clients’ personal needs.

Find out more about Nicole
Jean-Marc Nemorin at AXTON Finance

Jean-Marc Nemorin

Partner Mortgage Broker

Jean-Marc is a seasoned mortgage professional with over two decades of experience in the dynamic world of finance. He has been the architect of countless client success stories, helping clients turn their goals into reality.

Find out more about Jean-Marc
Luke Rowland at AXTON Finance

Luke Rowland

Partner Mortgage Broker

Luke Rowland is an award winning Mortgage Broker based in Essendon. Luke is driven by a desire to empower his clients with the knowledge, resources and service to deliver results.

Find out more about Luke
David Pelligra at AXTON Finance

David Pelligra

Partner Mortgage Broker

David Pelligra is a Partner Mortgage Broker at AXTON Finance. He specialises in helping young professionals take their first step into the property market, whether that’s buying their first home or building their portfolios.

Find out more about David
Melanie Faoro at AXTON Finance

Melanie Faoro

Senior Mortgage Broker

Melanie Faoro is a Senior Mortgage Broker at AXTON Finance with over a decade of experience. This has provided her with a comprehensive and well-rounded understanding of diverse lending needs.

Find out more about Melanie
Joyce Cheng at AXTON Finance

Joyce Cheng

Senior Mortgage Broker

Joyce Cheng is a highly experienced Senior Mortgage Broker at AXTON Finance. She reviews existing and potential lending options and develops tailored strategies to help clients achieve their financial goals.

Find out more about Joyce
Rosie Waters at AXTON Finance

Rosie Waters

Practice Manager

Rosie is AXTON’s Practice Manager, thriving in a fast paced environment where she effortlessly juggles multiple responsibilities while ensuring the team of brokers receives exceptional support.

Find out more about Rosie
Troy Sartori at AXTON Finance

Troy Sartori

Strategic Relationship Manager

Troy Sartori is AXTON’s Strategic Partnership Manager with decades of experience in the mortgage industry. He plays a pivotal role in building and maintaining strong relationships with key industry stakeholders.

Find out more about Troy
Arika Shakya at AXTON Finance

Arika Shakya

Loan Processing Specialist

Arika is one of our superstar loan processing specialists at AXTON Finance. She works tirelessly in the background to help champion your loan approval.

Find out more about Arika
Anne Lopez at AXTON Finance

Anne Lopez

Loan Processing Specialist

Anne is a Loan Processing Specialist at AXTON Finance. She ensures that all client files are kept up-to-date and accurate, conducting annual rate reviews to maintain competitive loan terms across all client facilities.

Find out more about Anne
Allison Arienda at AXTON Finance

Allison Arienda

Client Success Officer

Allison is the driving force behind our commitment to client success at AXTON. From the moment a loan application begins, she ensures everything is submitted accurately, efficiently, and on time.

Find out more about Allison

Recent Awards

Trusted by thousands, AXTON Finance, a leading mortgage broker, has earned over 27 prestigious awards for excellence in mortgage services.

AXTON Finance - 2025 Rate My Agent Top 5 Mortgage Broker

Finalist

2025 Rate My Agent Top 5 Mortgage Broker VIC - Nicole Campbell

AXTON Finance - 2024 Mortgage Professional Australia - Top Brokerages

Winner

2024 Mortgage Professional Australia - Top Brokerages #20 in Australia

AXTON Finance - 2024 Connective Excellence Awards All Round Broker Of The Year

Winner

2024 Connective Excellence Awards All Round Broker Of The Year - Clinton Waters

AXTON Finance - 2024 The Adviser Better Business Awards VIC/TAS

Finalist

2024 The Adviser Better Business Awards VIC/TAS - Best Boutique Non-Franchise Office

AXTON Finance - 2023 Mortgage Professional Australia - Top Brokerages

Winner

2023 Mortgage Professional Australia - Top Brokerages #40 in Australia

AXTON Finance - 2023 The Adviser Better Business Awards

Finalist

2023 The Adviser Better Business Awards VIC/TAS - Best Boutique Independent Office

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages then don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing Axton Finance.

Google Reviews

Rated 5 from 487 Reviews

We were extremely amazed with how quickly we secured our pre approvals & final approvals and the entire settlement process was very smooth. David Pelligra and the team at AXTON Finance were with us every step of the way and David always addressed all our queries in a timely & professional manner. David Pelligra and the team at AXTON Finance have provided excellent service to us and we look forward to working with them in future for our property goals. David and the team are highly recommended ! Thank you David & the team at AXTON finance for your excellent services !

Richard D

Today

David Pelligra and the team at AXTON Finance have provided excellent service to us right from the start to finish. Was very impressed with how quickly our pre approval went through and the final approvals secured in a quick turnaround time. David went through the entire process with us every step of the way and was always there to address any queries we had. We thoroughly enjoyed working with David and the team at AXTON Finance on securing finance for our property goals and look forward to working with them in future. Will be more than happy to recommend David and the team to others! Thank you David & the team at AXTON finance for your amazing services !

Caren Braganza

Today

I highly recommend Nicole as a broker. She is personable, efficient, clear and very professional.

RC

Today

Melanie Faoro is the consummate professional. We presented Melanie with many complex scenarios throughout a long settlement with many moving parts. Her warmth, advice, energy and ability to pivot quickly helped us secure precisely the finance we needed to help us into our dream home. Melanie, we can't thank you enough. Absolute superstar!!!

MC0167

a day ago

Adam and the team at AXTON were great with assisting me in my journey of being a first home buyer! Made the process clear and always happy to answer any questions, very happy with my experience and keen to continue working with them :)!

giulia maruzza

2 days ago

Thanka to Luke and the team for their role in coordinating the finance for our recent house settlement. Their high level of expertise and professionalism ensured that the process ran smoothly and we felt that we were in safe hands the whole way along. Axton have organised a handful of loans for us over the past 10 years and we keep going back because they are great at what they do and also just good, decent people.

Sam Taylor

3 days ago

I recently had the pleasure of settling a purchase transaction with Clinton Waters, and the experience was seamless from start to finish. Clinton demonstrated exceptional professionalism, attention to detail, and strong communication throughout the process. He maintained complete transparency, ensured all documentation and client requirements were handled efficiently, and worked proactively to resolve any challenges that arose during the transaction. His collaborative approach made the entire settlement process smooth and timely. Clinton’s industry knowledge and commitment to delivering positive client outcomes truly stand out. I look forward to working with him again on future deals!!

Pranav Karle

5 days ago

I worked with David Pelligra to get my first home. I was working with him for months before he merged with AXTON. He is extremely patient, and felt like more of a mentor and teacher than a just a broker. Extremely empathetic and explained a lot of complicated new concepts to me in layman's terms. Thanks for all your support David.

Louis Moore

This month

Meet the Team AXTON Finance

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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