Axton Finance is where your goals and our expertise align.

Your mortgage, Your choice, Our experience

Rated 5 from 479 Reviews

Meet the AXTON Finance Team

Your mortgage is a big financial decision so why chance getting adivce from just any old bank or a one man band broker. Our trusted and experienced team has the combined experience of over 100 years in lending and have settled well over $1.5 billion in Australian mortgages. We are big enough to lever outcomes but small enough to treat your scenario as it were one of our own friends or families loan application. With over 300 five star Google and Facebook reviews you can trust the team at AXTON.

Clinton Waters at AXTON Finance

Clinton Waters

Director, Principal Mortgage Broker

Clinton Waters is one of Melbourne’s leading mortgage brokers. He brings a wealth of knowledge and experience to his role as the business founder and principal mortgage broker at AXTON Finance.

Find out more about Clinton
Martin Ryan at AXTON Finance

Martin Ryan

Partner Mortgage Broker

Martin Ryan is one of Melbourne’s leading brokers with over 17 years of experience. He takes pride in offering a bespoke service tailored to your unique needs, delivering thoughtful and personalised solutions.

Find out more about Martin
Adam Piper at AXTON Finance

Adam Piper

Partner Mortgage Broker

Adam Piper is a Partner mortgage broker at Axton Finance who has over 15 years experience in the banking and finance industry across mortgage lending and client service roles.

Find out more about Adam
Nicole Campbell at AXTON Finance

Nicole Campbell

Partner Mortgage Broker

Nicole Campbell is a Partner Mortgage Broker at AXTON Finance with over 20 years of experience. Nicole has expert knowledge in lending and provides mortgage advice tailored to clients’ personal needs.

Find out more about Nicole
Jean-Marc Nemorin at AXTON Finance

Jean-Marc Nemorin

Partner Mortgage Broker

Jean-Marc is a seasoned mortgage professional with over two decades of experience in the dynamic world of finance. He has been the architect of countless client success stories, helping clients turn their goals into reality.

Find out more about Jean-Marc
Luke Rowland at AXTON Finance

Luke Rowland

Partner Mortgage Broker

Luke Rowland is an award winning Mortgage Broker based in Essendon. Luke is driven by a desire to empower his clients with the knowledge, resources and service to deliver results.

Find out more about Luke
David Pelligra at AXTON Finance

David Pelligra

Partner Mortgage Broker

David Pelligra is a Partner Mortgage Broker at AXTON Finance. He specialises in helping young professionals take their first step into the property market, whether that’s buying their first home or building their portfolios.

Find out more about David
Melanie Faoro at AXTON Finance

Melanie Faoro

Senior Mortgage Broker

Melanie Faoro is a Senior Mortgage Broker at AXTON Finance with over a decade of experience. This has provided her with a comprehensive and well-rounded understanding of diverse lending needs.

Find out more about Melanie
Joyce Cheng at AXTON Finance

Joyce Cheng

Senior Mortgage Broker

Joyce Cheng is a highly experienced Senior Mortgage Broker at AXTON Finance. She reviews existing and potential lending options and develops tailored strategies to help clients achieve their financial goals.

Find out more about Joyce
Rosie Waters at AXTON Finance

Rosie Waters

Practice Manager

Rosie is AXTON’s Practice Manager, thriving in a fast paced environment where she effortlessly juggles multiple responsibilities while ensuring the team of brokers receives exceptional support.

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Troy Sartori at AXTON Finance

Troy Sartori

Strategic Relationship Manager

Troy Sartori is AXTON’s Strategic Partnership Manager with decades of experience in the mortgage industry. He plays a pivotal role in building and maintaining strong relationships with key industry stakeholders.

Find out more about Troy
Arika Shakya at AXTON Finance

Arika Shakya

Loan Processing Specialist

Arika is one of our superstar loan processing specialists at AXTON Finance. She works tirelessly in the background to help champion your loan approval.

Find out more about Arika
Anne Lopez at AXTON Finance

Anne Lopez

Loan Processing Specialist

Anne is a Loan Processing Specialist at AXTON Finance. She ensures that all client files are kept up-to-date and accurate, conducting annual rate reviews to maintain competitive loan terms across all client facilities.

Find out more about Anne
Allison Arienda at AXTON Finance

Allison Arienda

Client Success Officer

Allison is the driving force behind our commitment to client success at AXTON. From the moment a loan application begins, she ensures everything is submitted accurately, efficiently, and on time.

Find out more about Allison

Recent Awards

Trusted by thousands, AXTON Finance, a leading mortgage broker, has earned over 27 prestigious awards for excellence in mortgage services.

AXTON Finance - 2025 Rate My Agent Top 5 Mortgage Broker

Finalist

2025 Rate My Agent Top 5 Mortgage Broker VIC - Nicole Campbell

AXTON Finance - 2024 Mortgage Professional Australia - Top Brokerages

Winner

2024 Mortgage Professional Australia - Top Brokerages #20 in Australia

AXTON Finance - 2024 Connective Excellence Awards All Round Broker Of The Year

Winner

2024 Connective Excellence Awards All Round Broker Of The Year - Clinton Waters

AXTON Finance - 2024 The Adviser Better Business Awards VIC/TAS

Finalist

2024 The Adviser Better Business Awards VIC/TAS - Best Boutique Non-Franchise Office

AXTON Finance - 2023 Mortgage Professional Australia - Top Brokerages

Winner

2023 Mortgage Professional Australia - Top Brokerages #40 in Australia

AXTON Finance - 2023 The Adviser Better Business Awards

Finalist

2023 The Adviser Better Business Awards VIC/TAS - Best Boutique Independent Office

Access to Competitive Rates from Leading Lenders

Select from over 35 different lenders offering hundreds of mortgage products.

Our Reviews

We pride ourselves on being brokers you can actually trust, from the initial consultation through to annual reviews that we perform years after your settlement, our tailored services and relationship focus is built to last.

Need proof that we are one of Melbourne’s best mortgage brokerages then don’t just take our word for it – we have hundreds of positive Google reviews from real clients so you can rest assured you’re making the right choice with choosing Axton Finance.

Google Reviews

Rated 5 from 479 Reviews

Thoroughly professional from start to finish. Being new to the Australian house purchasing process, Nicole continually offered detailed guidance and made the whole process seamless. Highly recommend Axton Finance to others.

Mark Kaiser

Today

We used AXTON Finance to buy our new home. This involved refinancing 2 properties as well as arranging finance the for the new home. There were a lot of moving parts and AXTON Finance did it all, recommended loan strategies to minimise repayments and secured a better loan deal, 2% below what we were paying. For a non money person, I wouldn't have been able to do it on my own and they saved a ton of time, stress and running aeound in the process. Would recommend AXTON Finance and now they are assisting my mother with a downsizing loan strategy.

Ben Howie

2 days ago

Mortgage Broker ROCKSTAR! As a fist time user of the services of a mortgage broker, I found the guidance and the level of insight afforded by Melanie of the highest of quality and our engagements always exceed my expectations.

Mark Cocks

4 days ago

Very happy with the support Melanie gave us, she went up and above for us, we where a hard one as we had credit card debt, it it was a bit stressful, but Melanie did a wonderful job sorting our finances out.

Vicky Glendinning

5 days ago

We recently purchased an investment property and couldn’t be happier with the support we received from Nicole Campbell at AXTON Finance. From the very beginning, Nicole went above and beyond to make the process smooth, stress-free, and transparent. We're so grateful to have found Nicole! Nicole took the time to understand our goals, explained every step clearly, and was always available to answer our million questions. What really stood out was Nicole's proactive communication and genuine care in ensuring we secured the best loan structure and rate for our circumstances. Throughout the whole process, it was clear that Nicole cared about our goals and protecting our interests. Thanks to Nicole, our finance was approved ahead of schedule, and settlement went through without a hitch. We highly recommend Nicole to anyone looking for a dedicated, knowledgeable, and truly client-focused mortgage broker.

Eda Gul

5 days ago

I can’t recommend Joyce highly enough! From our very first conversation, she made the entire mortgage process simple and stress-free. She took the time to understand my situation, explained every option clearly, and went above and beyond to secure a fantastic rate. Communication was always prompt and professional — nothing was ever too much trouble. If you’re looking for a mortgage broker in Melbourne who genuinely cares about getting the best result for you, Joyce is the one to call.

Fraser Neale

This month

Amazing Mortgage Broker! I was very lucky to have Nicole Campbell on my side. Stayed true to her words and absolutely helpful! No question was ever stupid. Being a FHB I was unaware of certain processes and Nicole being very professional and experienced always assured me every step of the way. I had called a number of other mortgage brokers prior I settled with Nicole and definitely no regrets. Very hold your hand and walk you through the process which is hard to find now-days. Thank you again, Nicole!

Japheth B

This month

Highly recommended . Without sounding cliche, Adam did go above and beyond when refinancing our home loan. There was few bumps along the way, and he had clear communication with us the entire time and always returned calls and emails. I highly recommend Adam to anyone who is looking for a finance broker. Very reliable, thorough and easy to deal with.

Melissa M

This month

Meet the Team AXTON Finance

Frequently Asked Questions

How do rental income and tax benefits affect my investment loan application?

Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.

Can I use equity in my existing home to buy an investment property?

Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.

How much can I borrow for a home loan?

Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.

Can I refinance my existing home loan or investment loan to get a better rate?

Refinancing can offer significant benefits, but whether it's right for you depends on your current loan terms, financial situation, and future goals. Market conditions and available products change regularly, so it's worth having your loans reviewed. Contact us for a free loan review to see if refinancing could improve your financial position.

What deposit do I need for an investment property loan?

Deposit requirements for investment properties vary between lenders and depend on your overall financial profile. While there are general guidelines, your specific situation may open up different options or require alternative approaches. Let us assess your circumstances in a free consultation to determine the most suitable deposit strategy for your investment plans.

What documents do I need to apply for a home or investment loan?

Documentation requirements vary depending on your employment type, loan amount, and chosen lender. Rather than providing a generic list, we prefer to give you a personalized checklist based on your specific situation and loan type. During your free consultation, we'll outline exactly what documents you'll need and help streamline your application process.

What types of home loans does AXTON Finance offer?

We offer a comprehensive range of home loan solutions including owner-occupier loans, first home buyer packages, refinancing options, and specialised lending products. Every situation is unique, which is why we work with multiple lenders to find the right fit for your circumstances. Book a free consultation with our experienced brokers to discover which loan options best suit your needs and financial goals.

How long does the loan approval process take?

Processing timeframes can vary based on your situation, chosen lender, and current market conditions. While we work to expedite every application, each scenario is different. The best approach is to discuss your specific timeline needs during a consultation, where we can provide realistic expectations and work to meet your settlement requirements.

What is an investment property loan and how does it differ from a home loan?

Investment property loans are specialised financing solutions designed for rental properties. They have different requirements, benefits, and tax implications compared to standard home loans. The specifics can vary significantly based on your investment strategy and financial situation. Schedule a free consultation with our investment property specialists to understand how these loans work and whether they align with your investment goals.

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